Portland Mortgage Blog

Mortgage Gift Letter

Why You Might Need a Mortgage Gift Letter

A mortgage gift letter is an important part of getting your loan if someone is giving you money towards your down payment.

Annual Percentage Rate Explained

How Does APR Affect Your Mortgage?

APR, or annual percentage rate, is a term you’ll come across when you’re getting a mortgage. Here’s what you need to know about how it works.

Reverse Mortgages

Can a Reverse Mortgage Help You in Retirement?

A reverse mortgage taps into the equity you already have in your home to give you cash. Used the right way, it can help you achieve your retirement goals.

Different Types of Loans

Credit Cards, Auto Loans, and Student Loans Affect Your Ability to Get a Mortgage

Different types of loans can help you get a mortgage—here’s how they can affect your credit score.

Inexpensive Home Upgrades

11 Inexpensive Home Upgrades that Will Add Value to Your Home

Spring has sprung, so you might be ready to do some inexpensive home upgrades. If so, here are 11 things that will make your home look a whole lot better and add value.

Roll Closing Costs Into Your Loan

Is it Smart to Roll Closing Costs into Your Loan?

Sometimes it’s a smart idea to roll closing costs into your loan, but sometimes it’s not. In this article, we’ll help you decide if it’s right for you.

multi-family-property-0

Getting a Mortgage on a Multi-Family Property

Thinking of getting a mortgage on a multi-family property? Here’s how it differs from a getting a mortgage on a regular home.

before-mortgage-app

10 Steps for a Seamless Mortgage Application Process

Preparing now can save you time and headaches after you’ve turned your mortgage application into the bank. Here are 10 steps that will help make it easier.

Down Payment

Put Your Extra Cash to Work with a Rental Property Down Payment

Learn what makes investment mortgages unique with this explanation of rental property down payments.

Housing Market Trends 2019

Six Housing Market Trends for 2019

We live in an interconnected world, and those news alerts on your phone will affect the housing market—even if they seem completely unrelated. Get ready for 2019 by reviewing six trends that experts think will move the housing market this year.

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